From application to funding in as little as 24-48 hours. Here's exactly how our process works.
Clear, straightforward, and designed to get you funded fast
Fill out our simple online application in less than 10 minutes. We'll ask for basic business information, your funding needs, and contact details. No lengthy paperwork or complicated forms.
What you'll need:
Within minutes of submitting your application, you'll receive an initial decision. Our advanced approval system reviews your business profile and provides instant feedback on your eligibility and estimated funding amount.
What happens next:
Once approved, you'll receive a detailed funding offer with transparent terms. Review the payment schedule, factor rate, and total cost. Your funding specialist will walk you through every detail so there are no surprises.
Your offer includes:
Sign electronically and you're done. The entire contract process takes just a few minutes.
After you accept and sign your funding agreement, we'll transfer funds directly to your business bank account. Most clients receive money within 24-48 hours - often same day for morning approvals.
What to expect:
That's it! You're funded and ready to grow.
Start using your capital immediately for inventory, payroll, expansion, marketing, or any other business need.
We keep requirements simple so more businesses can get funded
Minimum 3 months
We understand new businesses need capital too. Just 3 months of operating history qualifies you.
At least $10,000
Show consistent monthly revenue of $10K or more. We base funding on your business performance, not personal credit.
Active business account
A business checking account for deposits and automated repayment. Simple and secure.
That's all we need! No perfect credit, no collateral, no complicated requirements.
Check If You QualifyQuick answers to help you get started
Most of our clients receive funds within 24-48 hours after approval. For applications submitted before noon EST, same-day funding is often possible. The exact timing depends on when you submit your application, how quickly you provide required documents, and your bank's processing times.
We keep documentation simple. You'll typically need: (1) 3-6 months of business bank statements, (2) A valid government-issued ID, and (3) A voided business check or bank letter. That's it! No tax returns, no extensive financial statements, no complicated paperwork.
No! We perform a soft credit inquiry during the application process, which does not impact your personal credit score. We focus on your business performance and bank account activity, not your personal credit history. This is one of the key advantages of alternative business funding.
Start your application now and get a funding decision within 24 hours. No obligation, no impact on your credit score.
